Artificial Intelligence (AI) has become a central information system in the U.S. financial sector, and Bank of America (BoA) is one of the institutions most aggressively integrating AI into its risk-management infrastructure. As lending becomes increasingly data-driven and regulatory expectations intensify, AI-enabled credit risk systems offer BoA a way to improve prediction accuracy, accelerate underwriting, … Continue reading Artificial intelligence in Credit Risk Management at Bank of America; A Narrow Information Systems Analysis